diff --git a/open-sse/services/usage/commandcode.js b/open-sse/services/usage/commandcode.js
index 0f4e3065..1b86f635 100644
--- a/open-sse/services/usage/commandcode.js
+++ b/open-sse/services/usage/commandcode.js
@@ -157,19 +157,23 @@ export async function getCommandCodeUsage(apiKey, proxyOptions = null) {
 			});
 		}
 
-		// Monthly credits consumed this billing period (from summary when present,
-		// else the credits object's monthlyCredits as a fallback).
+		// The credits API reports remaining balances (monthly/purchased/free),
+		// not a total. The official CLI renders the monthly line as
+		// `used = summary.totalCost`, `total = totalCost + remaining` — i.e.
+		// the plan ceiling is the sum of what was consumed and what is left.
 		const monthlyUsed =
 			typeof summary?.totalCredits === "number"
 				? summary.totalCredits
-				: typeof credits?.credits?.monthlyCredits === "number"
-					? credits.credits.monthlyCredits
+				: typeof summary?.totalCost === "number"
+					? summary.totalCost
 					: 0;
 
-		const monthlyTotal =
-			typeof credits?.credits?.monthlyCredits === "number"
-				? credits.credits.monthlyCredits
-				: 0;
+		const creditsObj = credits?.credits || {};
+		const remaining =
+			Math.max(0, Number(creditsObj.monthlyCredits) || 0) +
+			Math.max(0, Number(creditsObj.purchasedCredits) || 0) +
+			Math.max(0, Number(creditsObj.freeCredits) || 0);
+		const monthlyTotal = monthlyUsed + remaining;
 
 		if (monthlyTotal > 0 || monthlyUsed > 0) {
 			quotas["Monthly credits"] = makeQuota({
diff --git a/tests/unit/commandcode-usage.test.js b/tests/unit/commandcode-usage.test.js
index 60aa6821..22ade81b 100644
--- a/tests/unit/commandcode-usage.test.js
+++ b/tests/unit/commandcode-usage.test.js
@@ -113,9 +113,11 @@ describe("getUsageForProvider(commandcode)", () => {
 			total: 6,
 			resetAt: new Date(1786379982640).toISOString(),
 		});
+		// monthlyCredits/purchasedCredits/freeCredits are remaining balances;
+		// total = consumed (summary.totalCredits) + remaining, matching the CLI.
 		expect(usage.quotas["Monthly credits"]).toMatchObject({
 			used: 0.1,
-			total: 9.9,
+			total: 10,
 		});
 	});
 
@@ -194,8 +196,8 @@ describe("parseQuotaData(commandcode)", () => {
 				},
 				"Monthly credits": {
 					used: 0.1,
-					total: 9.9,
-					remainingPercentage: 98.99,
+					total: 10,
+					remainingPercentage: 99,
 					resetAt: null,
 					unit: "$",
 				},
@@ -205,14 +207,11 @@ describe("parseQuotaData(commandcode)", () => {
 			name: "5-hour window",
 			used: 0.05,
 			total: 3,
-			remainingPercentage: 98.33,
-			unit: "$",
 		});
 		expect(rows[1]).toMatchObject({
 			name: "Monthly credits",
 			used: 0.1,
-			total: 9.9,
-			remainingPercentage: 98.99,
+			total: 10,
 		});
 	});
 });