diff --git a/open-sse/services/accountFallback.js b/open-sse/services/accountFallback.js
index f29a5970..a23281a4 100644
--- a/open-sse/services/accountFallback.js
+++ b/open-sse/services/accountFallback.js
@@ -24,6 +24,11 @@ export function checkFallbackError(status, errorText, backoffLevel = 0) {
     const errorStr = typeof errorText === "string" ? errorText : JSON.stringify(errorText);
     const lowerError = errorStr.toLowerCase();
 
+    // "No credentials" - should fallback to next model in combo
+    if (lowerError.includes("no credentials")) {
+      return { shouldFallback: true, cooldownMs: COOLDOWN_MS.notFound };
+    }
+
     // "Request not allowed" - short cooldown (5s), takes priority over status code
     if (lowerError.includes("request not allowed")) {
       return { shouldFallback: true, cooldownMs: COOLDOWN_MS.requestNotAllowed };
diff --git a/src/app/(dashboard)/dashboard/usage/page.js b/src/app/(dashboard)/dashboard/usage/page.js
index e74897c6..ba550339 100644
--- a/src/app/(dashboard)/dashboard/usage/page.js
+++ b/src/app/(dashboard)/dashboard/usage/page.js
@@ -1,6 +1,6 @@
 "use client";
 
-import { useState } from "react";
+import { useState, Suspense } from "react";
 import { UsageStats, RequestLogger } from "@/shared/components";
 
 export default function UsagePage() {
@@ -33,7 +33,9 @@ export default function UsagePage() {
       </div>
 
       {/* Content */}
-      {activeTab === "overview" ? <UsageStats /> : <RequestLogger />}
+      <Suspense fallback={<div className="text-text-muted">Loading...</div>}>
+        {activeTab === "overview" ? <UsageStats /> : <RequestLogger />}
+      </Suspense>
     </div>
   );
 }