fix CLOUD-238, CLOUD-239
#### PR Dependency Tree
* **PR #13477** 👈
This tree was auto-generated by
[Charcoal](https://github.com/danerwilliams/charcoal)
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## Summary by CodeRabbit
* **New Features**
* Payment method management is now always available directly within AI
and Pro plan cards.
* **Bug Fixes**
* Past-due subscriptions are now included in subscription status
results, ensuring they appear in billing views.
* **Style**
* Plan actions are moved inline within each plan’s description for a
cleaner, more compact layout.
* Actions are grouped horizontally with improved spacing.
* Minor class name and spacing tweaks for consistent styling.
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